AI that moves money — safely, explainably, in production.

We embed AI-native engineers into banks and fintechs to ship copilots for fraud, AML, KYC, lending, and relationship managers — the kind your risk, compliance, and InfoSec teams will actually sign off on.

From instant onboarding and real-time fraud to predictive lending, M&A data intelligence, and embedded-finance rails — architected for zero-trust, MRM, and audit from day one.

Trusted by teams at

Shopify
Audi
Qonto

The mandate

Turn regulated banking AI from a PowerPoint into a release lane.

The hard part isn't the model — it's shipping it through MRM, InfoSec, second line, and legacy cores without losing a quarter. We design inside those constraints, wire into your private tenant, and make explainability a first-class deliverable, not a retrofit.

What you get

  • Real-time fraud & AML triage copilots — grounded, logged, reviewable.
  • KYC / onboarding acceleration with document AI and policy-grounded reasoning.
  • Credit & lending copilots: predictive underwriting, covenant tracking, portfolio Q&A.
  • RM / advisor assistants on your product, compliance, and CRM context.
  • Core modernization: agents over legacy mainframes, cores, and data warehouses.
Scope a regulated use-case

Why it works

Why this approach wins.

01 · Principle

Regulator-ready by construction

MRM artifacts — model card, intended-use, monitoring plan, limitations, change log — ship with the feature. Sign-off is a review, not a rebuild.

02 · Principle

Fraud and AML that think in seconds

Agents triage alerts, dedupe cases, draft SARs, and surface rationale. Analysts spend their day on judgment calls, not on copy-paste.

03 · Principle

Your data never leaves the perimeter

We deploy inside your VPC / tenant (Bedrock, Azure OpenAI, on-prem open-weights). Zero-trust, data residency, and PII redaction are table stakes.

Outcomes

The outcomes we commit to.

−60%

onboarding TAT

fraud triage speed

100%

explainable decisions

0

data leaves tenant

Awards

Proud moments.

Top 1% on Clutch Global

Top 1% on Clutch Global

Top AI Strategy Company 2025

Top AI Strategy Company 2025

Clutch Fall Champion 2024

Clutch Fall Champion 2024

Inc. 5000 Fastest Growing

Inc. 5000 Fastest Growing

Breakthrough of the Year 2019

Breakthrough of the Year 2019

Member of Forbes Tech Council

Member of Forbes Tech Council

Voice & Speech Recognition 2024

Voice & Speech Recognition 2024

Top Blockchain Company 2024

Top Blockchain Company 2024

Innovators of the Year 2019

Innovators of the Year 2019

GoodFirms Top Company

GoodFirms Top Company

Pain points

Do you recognize your team?

What's happening

  • Your regulator just asked about your AI governance.
  • Fraud losses are growing faster than analyst headcount.
  • Onboarding TAT is bleeding new-account conversion.
  • A challenger bank shipped an advisor copilot your stack can't match.
  • Lending teams are drowning in unstructured covenant & credit memo work.

How it feels

  • Cautious — one bad AI decision ends careers here.
  • Frustrated that every AI pilot dies in second line.
  • Envious of neobanks shipping things you're still scoping.
  • Protective of customer trust above all else.
  • Tired of vendors whose claims evaporate under regulator scrutiny.

Where it hurts

  • MRM cycles that take 9–12 months per use-case.
  • Public LLM APIs blocked by InfoSec — no clear private path.
  • No clean audit trail from model output to customer action.
  • Silos between data science, risk, compliance, and the line of business.
  • Legacy cores and data warehouses that AI tools can't reach.

What we ship

Workstreams, real artifacts, measurable outcomes.

Every engagement decomposes into clear workstreams you can ship and measure. Here's the playbook for this segment.

Workstream

01

Fraud & AML copilot

Analyst-assist over fraud / AML queues: triage, dedupe, rationale, SAR drafting.
  • Queue integration
  • Retrieval + rules layer
  • Decision log
  • Second-line review UX
2× triage speed

02

KYC & onboarding AI

Document AI + policy reasoning for instant account, merchant, and corporate KYC.
  • Doc extraction
  • Policy-grounded checks
  • Exception workflow
  • Audit trail
−60% TAT

03

Lending & credit copilots

Predictive underwriting, covenant monitoring, and portfolio Q&A over your CRM + docs.
  • Credit memo agent
  • Covenant monitor
  • Portfolio Q&A
  • Risk dashboards
3× analyst output

04

RM / advisor assistant

Grounded assistant on product, compliance, and CRM context — with supervision hooks.
  • Grounded RAG
  • Compliance guardrails
  • CRM + call-prep actions
  • Supervisor views
+20% RM capacity

05

Core & data modernization

Agents and APIs over legacy cores, mainframes, and warehouses — without ripping them out.
  • Integration layer
  • Agent tools
  • Data contracts
  • Migration runway
Legacy → AI-ready

As seen in

Forbes
The Recursive
SVT
Breakit
Tech EU

After-state

What changes on the other side.

AI ships quarterly across fraud, AML, KYC, lending, and advisor workflows — inside your tenant, with full MRM artifacts, audit trails, and explainability. Analysts work on judgment; agents carry the load. The regulator reads your dashboards, not your slides.

How it feels

CalmRegulator-confidentInnovating inside the linesRespected by second lineTrusted by customers

What becomes possible

  • 01Turn banking AI from an annual program into a quarterly release lane.
  • 02Bring fraud and AML response to real-time without growing headcount linearly.
  • 03Unlock legacy core and data assets as first-class fuel for agentic products.

Concerns, answered

The usual concerns — handled.

Concern 01

Our regulator hasn't approved GenAI in customer workflows.

We start where regulators are comfortable — internal analyst copilots — with MRM packs ready. Customer-facing scope expands as evidence accumulates.

Concern 02

Public LLMs are blocked by InfoSec.

We deploy to your VPC / private tenant: Bedrock, Azure OpenAI, Vertex, or open-weights on your hardware. No customer data ever leaves your perimeter.

Concern 03

Our core is 30 years old — nothing will integrate.

We've wired agents over mainframes, legacy cores, and decades-old warehouses. We bring integration patterns, not rip-and-replace plans.

Concern 04

We already have a "GenAI platform" vendor.

Good. We assess what they actually deliver against your MRM, grounding, and domain needs, and we layer — not thrash — on top of it.

Alternatives

Why us and not…

Big-4 GenAI practices

Deck-rich, deploy-poor. You pay for slides; we hand you production systems with MRM packs attached.

Horizontal LLM platforms

Strong tooling, weak banking grounding. We bring the BFSI muscle: fraud, AML, KYC, lending, MRM.

Neobank-style in-house squads

Fast but lean on governance. We bring the regulated-environment discipline without killing velocity.

Case studies

Where ideas become impact.

Behind every system we ship is a team that moved from uncertainty to measurable outcomes. A few recent ones.

Case 01 · Client

Wealth Management Company

Objective

The goal was to integrate AI tools into everyday work across all roles and increase overall productivity.

Results

85%

of employees use AI tools daily in workflows

70%

of routine queries resolved via GPT assistant within the first 2 weeks

5 min

Average response time reduced from 1 hour to 5 minutes

52

ready-to-use prompts created for key scenarios (finance, presale, legal, HR)

12

AI agents deployed for quality, sales, finance, and executive dashboards

100%

prompts reviewed for data security compliance

Stack

ChatGPT Enterprise, n8n, Cursor, RAGDB (vector database), Power BI + Bloomberg GPT, Miro, Whisper / Coqui

Case 02 · Client

E-Commerce Platform

Objective

Automate customer support and optimize product recommendation systems using AI.

Results

60%

reduction in customer support tickets

3x

increase in product recommendation conversion rate

24/7

Automated support coverage with AI chatbot

8

custom AI workflows deployed across departments

40%

faster content generation for marketing campaigns

95%

customer satisfaction score with AI-assisted support

Stack

Anthropic API, LangChain, Pinecone, Next.js, Vercel, PostgreSQL, Redis, NanoClaw

Founder & team

Senior humans,
AI-native craft.

100+

people trained

20+

companies transformed

9.4/10

avg. workshop rating

96%

AI adoption in 7 days

Talk to the founder

Mike Doroshenko

Product strategist and AI consultant with 10+ years of digital product strategy and AI transformation. Author of corporate training programs used by leading companies.

Supported by 30+ experts

from McKinsey, Google, and top tech companies.

Book a call with Mike
Mike — Founder of Vahue

Testimonials

Our clients said it best.

Chad Willard

Chad Willard

CEO at Straddle

Their speed and professionalism are really impressive

Clutch
Patrik Dvořák

Patrik Dvořák

CEO, SECTOR 31 s.r.o.y

Vahue's responsiveness and accuracy were impressive. We highly recommend them

Clutch
Philipp Lenz

Philipp Lenz

Co-Founder, parloo.de

There are a lot of companies that offer similar services but we've had an end-to-end good experience with them.

Clutch
Jacob Berg

Jacob Berg

CTO at Social Curator

I appreciated the level of comfort Vahue made us feel. It was like being a part of a family.

Clutch
Georg Winkler

Georg Winkler

CEO, Xpertify

The different and very profound skillset of the Vahue team was very impressive.

Clutch
Prasanna Elvis Eswara

Prasanna Elvis Eswara

Principal Consultant, Roost Digital

They were proactive and seemed eager to build a relationship.

Clutch
Chad Willard

Chad Willard

CEO at Straddle

Their speed and professionalism are really impressive

Clutch
Bartek Czerwinski

Bartek Czerwinski

CTO, Quik

Vahue has the ability to dive in and get the work done creatively with a lot of personal input.

Clutch
Steinar Aas

Steinar Aas

CEO & Co-Founder at Asio AS

Their flexibility and genuine interest in finding the best solution for the product was impressive.

Clutch
Patrik Dvořák

Patrik Dvořák

CEO, SECTOR 31 s.r.o.y

They are young, talented, and extremely smart developers.

Clutch
Georg Winkler

Georg Winkler

CEO, Xpertify

The different and very profound skillset of the team was very impressive.

Clutch

Contact

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Tell us where you are and what you're trying to ship. We reply within 24 hours with a diagnosis, a shortlist of quick wins, and the smallest next step we'd recommend.

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